Vibhu has over 20 years of experience in technology innovation and goto market campaigns. His focus has been on leading founding teams to establish a vision and then deliver that vision in slices of user value. He has helped major banks, manufacturers, retailers incubate and support a culture of innovation, technology adoption, and design thinking. More recently, Vibhu has been busy building an AI/ML technology, specifically combining NLP algorithm design, data multi-processing, user data experience and usability design and cloud agnostic architecture to bring talkAItive.com to market. Vibhu is a certified Financial Risk Manager (GARP) with keen understanding of numbers, patterns and seeing paths to success which minimize risk and maximize value delivered.